Alabama River Employees Credit Union

Welcome to the Alabama River Employees Credit Union Website!

Our website was designed with you in mind. You can learn more about who we are, read our latest news, check the services page for our latest rate information and on-line offerings. As always, we will be happy to serve your needs in the office or over the telephone from 8:30 a.m. until 4:00 p.m., Monday through Friday.

Be sure to visit our feedback page to ask questions or simply to pass on your comments to us. We have added a few links for you that you might find helpful, they are located on our Links click here for more information.

Loan Specials Effective June 14,2008 through December 1, 2008

GET READY FOR HURRICANE SEASON WITH A LOAN FROM US!

GENERATORS, CHAIN SAWS AND WELDING MACHINES

6.25 % APR (0.01712 Daily Periodic Rate)

100% FINANCING (Not to Exceed MSRP)

USED 95% Appraised Value up to 36 Mths

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NEED HELP WITH GAS PRICES?

LET US HELP WITH A MOTORCYCLE LOAN!!!

7.25 % APR (0.01986% Daily Periodic Rate)

100% FINANCING OR REFINANCING (Not to Exceed MSRP)

Used 95% Average Retail/NADA Value Up to 60 Mths

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TRADE THAT GAS GUZZLER IN ON A GAS SIPPER!!!!

NEW CARS AND TRUCKS

5.9% APR (0.01616% Daily Periodic Rate)

100% FINANCING OR REFINANCING (NOT TO EXCEED MSRP)

UP TO 72 MTHS

2003 - 2007 YEAR MODELS 6.5% APR (0.01781% Daily Periodic Rate)

2002 - OLDER YEAR MODELS 7.5% APR (0.02055% Daily Periodic Rate)

100% Not to Exceed NADA Loan Value

Up to 60 Mths

INTERNET BANKING

Click here to login

New users click here

TELEPHONE BANKING

YOU CAN ACCESS YOUR ACCOUNT

FROM THE NEAREST TELEPHONE ANYWHERE

DIAL 1-866-301-9614 (TOLL FREE)

EFFECTIVE DECEMBER 7, 2006

Enhanced security features to internet banking---"TWO FACTOR AUTHENTICATION"

You should receive notification by mail for instructions.

If you have any questions or problems please contact us.

Internet Banking and Bill Pay Services NOW Only $5.00 Per Household!!!

For more information call us at 251-575-2921

ALABAMA RIVER EMPLOYEES CREDIT UNION WILL NEVER ASK YOU TO SEND US YOUR ACCOUNT INFORMATION OR ANY OTHER PERSONAL INFORMATION BY EMAIL. EMAILS THAT REQUEST VERIFICATION OF YOUR SECURITY INFORMATION ARE NOT FROM ALABAMA RIVER EMPLOYEES CREDIT UNION.

PLEASECONTACTUS IF YOU RECEIVE ANY SUCH EMAILS THAT APPEAR TO BE FROM US.

Not for Profit~Not for Charity~But for Service

NEW CD RATES (EFFECTIVE 10/01/2008)

6 MONTHS 2.75% (2.77% APY)

12 MONTHS 3.05% (3.05%APY)

18 MONTHS* 3.12% (3.12%APY)

*INTEREST PAID QRTLY TO 00-1 SAVINGS ACCOUNT

CERTIFICATE SPECIAL (LIMITED TIME)

7 MONTH 3.75% APR (3.78% APY)

11 MONTH 4.00% APR (4.01% APY)

HOW NOT TO GET HOOKED BY 'PHISHING' SCAMS

THE FEDERAL TRADE COMMISSION IS THE NATIONS CONSUMER PROTECTION AGENCY.

CLICK HERE FOR MORE INFORMATION ON PHISHING SCAMS.

YOU SHOULD REPORT ANY SCAM ACTIVITY TO THE FEDERAL TRADE COMMISSION.

Alabama River Employees Credit Union wants to make your next loan - TOP PRIORITY!

Discover the difference of credit union service! When you join Alabama River Employees Credit Union, you are not considered a customer. You're a member who is an owner of a not-for-profit cooperative. Since there are no outside stockholders or investors, all the credit unions earnings are returned to you, our member/owner in the form of lower loan rates, higher dividend rates on your deposits, and lower service charges. This credit union is federally insured by the National Credit Union Administration. We are here to serve YOU!

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