Welcome to Alabama River Credit Union; Where We are Moving Forward to Serve You Better.  Check out our new LOGO.  Click here to see the Latest CU News!

 

 

 

 

 to the Alabama River Credit Union 

 Website! 

 

Our website was designed with you in mind.  You can learn more About Us, check out our latest News & Events, get an overview of the Products & Services we offer as well as get our latest Rate information and on-line offerings. 

 

As always, we will be happy to serve your needs in the office or over the telephone from 8:30 a.m. until 4:30 p.m., Monday, Tuesday, Wednesday and Friday. Thursday 8:30 until 12:00 p.m.  See our Contact Us page for more details on how to reach us.

 

Be sure to complete our Feedback form should you have questions or simply to pass on your comments to us. We have also added a few links that you might find helpful located under our Other Links of Interest section in the left menu bar. 

 
MEMBER NEWS & UPDATES

 

                   HOURS OF OPERATION

 
           Monday               8:30AM - 4:30PM

           Tuesday              8:30AM - 4:30PM

           Wednesday         8:30AM - 4:30PM

           Thursday *           8:30AM - 12:00PM

           Friday                 8:30AM - 4:30PM

      Closed Sat and Sun

 

 

UPCOMING HOLIDAY CLOSINGS

 

VETERAN'S DAY

November 11, 2014

************************

THANKSGIVING

Thursday, November 27, 2014

Friday, November 28, 2014

 

 

 ACCOUNT ACCESS OPTIONS

 

 

Internet Banking and Bill Pay Services

NOW Only $5.00 Per Household!!!

 

For more information call us at 251-575-2921

 

Receive your statement faster...

with Statement Express

No more waiting for the mail.

Secure access to your statement
View, print, or save your statements electronically.

Environmentally friendly,no paper to store or shred.

TELEPHONE BANKING ALSO AVAILABLE

YOU CAN ACCESS YOUR ACCOUNT

FROM THE NEAREST TELEPHONE ANYWHERE

DIAL 1-251-575-2921

New Users Please Contact the Credit Union

 for More Information!

 

 CREDIT UNION SPECIALS

ASP - Actual Selling Price          APPR - Appraised Value          MSRP - Manufacturer's Suggested Retail Price          APR - Annual Percentage Rate          APY - Annual Percentage Yield

  SIGN UP FOR E-STATEMENT

2 CHANCES TO WIN $50.00 CASH

 

**** 1ST DRAWING  MAY 15, 2014****      $50.00 PRIZE

WINNER JACKSON KNIGHT

 

****2ND DRAWING AUGUST 14, 2014****   $50.00 PRIZE

WINNER RALPH FARROW 

 

Sign Up Begining March 1st, 2014 through August 14th, 2014

to be eligible to win.

Your Statement will be sent to your personal email address. It's Safe and Secure, Password Protected and No More Paper!!

Contact the Credit Union at 251-575-2921 for more information.

 
NOW OFFERING
GAP (Guaranteed Auto Protection Insurance)

If you think auto insurance covers you financially...Think Again!! 

 

ASK US HOW TO PROTECT YOUR NEXT LOAN

 

CONTACT US TODAY! 251-575-2921

ARCU reserves the right to cancel or revise these advertised rates at anytime.

 

 

 

 

NEW CAR AND TRUCK RATES

2.99% APR

0.00819% DAILY PERIODIC RATE

100% FINANCING NOT TO EXCEED MSRP

TERMS 24 - 72 Months

THIS ALSO INCLUDES

DEMONSTRATORS UP TO 36,000 MILES

(90% ASP) TERMS MAY VARY

 

USED CAR AND TRUCK RATES

4.50% APR

0.01233% DAILY PERIODIC RATE

 100% FINANCING NOT TO EXCEED NADA LOAN VALUE

TERMS MAY VARY

YEAR MODELS 2008 2012

 

2007 AND OLDER

6.50%

0.01781% DAILY PERIODIC RATE

100% NOT TO EXCEED NADA LOAN VALUE UP TO 60 Months

TERMS MAY VARY

 

ARCU reserves the right to cancel or revise these advertised rates at anytime.

 

 

LAWN MOWERS

NEW - 5.50% 90% ASP

0.01507% DAILY PERIODIC RATE

 

USED - 6.00% 85% Appr. Value

0.016448% DAILY PERIODIC RATE

TERMS MAY VARY

 

 

TRACTORS

NEW - 4.75% 100% ASP

0.01301% DAILY PERIODIC RATE

 

USED - 5.50% 95% Appr

0.01507% DAILY PERIODIC RATE

TERMS MAY VARY

 

 NEW  AND USED HUNT BUGGIES or

FOUR WHEELERS

5.50% AT 90% ASP / APR

0.01644% DAILY PERIODIC RATE

TERMS MAY VARY

  ARCU reserves the right to cancel or revise these advertised rates at anytime.

 

 

 

BOATS

NEW - 3.75% 90% ASP

0.01027% DAILY PERIODIC RATE

 

USED - 4.75% 80% Appr

0.01301% DAILY PERIODIC RATE

TERMS MAY VARY

 

TRAVEL TRAILERS

NEW - 5.50% 95% ASP

0.01507% DAILY PERIODIC RATE

 

USED - 6.00% 85% Appr

0.01644% DAILY PERIODIC RATE

TERMS MAY VARY

 

 

ARCU reserves the right to cancel or revise these advertised rates at anytime.

                                      NEW MOTORCYCLES

3.99% @ 80% ASP

0.01093% DAILY PERIODIC RATE

TERMS MAY VARY

 

ARCU reserves the right to cancel or revise these advertised rates at anytime.

---------------------------------------------

CURRENT CD RATES

EFFECTIVE February 14, 2014

  6 MONTH 0.25% APR (0.25% APY)

12 MONTH 0.35% APR (0.35% APY)

18 MONTH .40% APR (0.40% APY)

ARCU reserves the right to cancel or revise these advertised rates at anytime.

 

Website Disclaimer for Third Party Sites

As a convenience to you, the credit union provides links to certain other Internet sites and services on this website.  Because the credit union has no control over these sites and services, if you use these links, you acknowledge and agree that the credit union is not responsible for the availability of these sites and services, and does not endorse nor responsible or liable for any content, advertising, products, or services on or available from these sites and services.  You further acknowledge and agree that the credit union will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any of these sites and services.