to the Alabama River Credit Union 

 Website! 

Our website was designed with you in mind.  You can learn more About Us, check out our latest News & Events, get an overview of the Products & Services we offer as well as get our latest Rate information and on-line offerings. 

As always, we will be happy to serve your needs in the office or over the telephone from 8:30 a.m. until 4:30 p.m., Monday, Tuesday, Wednesday and Friday. Thursday 8:30 until 12:00 p.m.  See our Contact Us page for more details on how to reach us.

Be sure to complete our Feedback form should you have questions or simply to pass on your comments to us. We have also added a few links that you might find helpful located under our Other Links of Interest section in the left menu bar. 

                   HOURS OF OPERATION

 
           Monday               8:30AM - 4:30PM

           Tuesday              8:30AM - 4:30PM

           Wednesday         8:30AM - 4:30PM

           Thursday *           8:30AM - 12:00PM

           Friday                 8:30AM - 4:30PM

      Closed Sat and Sun

 ACCOUNT ACCESS OPTIONS

Receive your statement faster...

with Statement Express

No more waiting for the mail.

ØSecure access to your statement
ØView, print, or save your statements electronically.

ØEnvironmentally friendly,no paper to store or shred.

 CREDIT UNION SPECIALS

ASP - Actual Selling Price          APPR - Appraised Value          MSRP - Manufacturer's Suggested Retail Price          APR - Annual Percentage Rate          APY - Annual Percentage Yield

RATES EFFECTIVE 5/01/2011 

NEW CAR AND TRUCK RATES

2.99% APR

0.00819% DAILY PERIODIC RATE

100% FINANCING NOT TO EXCEED MSRP

TERMS 24 - 60 Months

FINANCING $25,000.00 OR MORE * UP TO 72 Months

THIS ALSO INCLUDES

DEMONSTRATORS UP TO 36,000 MILES

(90% ASP) TERMS MAY VARY

USED CAR AND TRUCK RATES

4.50% APR

0.01233% DAILY PERIODIC RATE

 100% FINANCING NOT TO EXCEED NADA LOAN VALUE

TERMS MAY VARY

YEAR MODELS 2008 – 2012

2007 AND OLDER

6.50%

0.01781% DAILY PERIODIC RATE

100% NOT TO EXCEED NADA LOAN VALUE UP TO 60 Months

TERMS MAY VARY

ARCU reserves the right to cancel or revise these advertised rates at anytime.

TRACTORS

NEW - 5.70% 100% ASP

0.01562% DAILY PERIODIC RATE

USED - 6.00% 95% Appr

0.01644% DAILY PERIODIC RATE

TERMS MAY VARY

 NEW HUNT BUGGIES or FOUR WHEELERS

6.00% AT 90% ASP

0.01644% DAILY PERIODIC RATE

TERMS MAY VARY

  ARCU reserves the right to cancel or revise these advertised rates at anytime.

ARCU reserves the right to cancel or revise these advertised rates at anytime.

                                     NEW MOTORCYCLES

7.00% @ 80% ASP

0.01918% DAILY PERIODIC RATE

TERMS MAY VARY

ARCU reserves the right to cancel or revise these advertised rates at anytime.

---------------------------------------------

EFFECTIVE FEBRUARY 15, 2012

  6 MONTH 0.35% APR (0.35% APY)

12 MONTH 0.60% APR (0.60% APY)

18 MONTH .70% APR (.70% APY)

ARCU reserves the right to cancel or revise these advertised rates at anytime.

Website Disclaimer for Third Party Sites

As a convenience to you, the credit union provides links to certain other Internet sites and services on this website.  Because the credit union has no control over these sites and services, if you use these links, you acknowledge and agree that the credit union is not responsible for the availability of these sites and services, and does not endorse nor responsible or liable for any content, advertising, products, or services on or available from these sites and services.  You further acknowledge and agree that the credit union will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any of these sites and services.