Consumer Loan Rate Schedule

*Actual Rate May Vary with Individual's Credit History

 

These rates may be superseded by current loan specials.

                                                                                                                                                      

                   LOAN  CALCULATOR                                                                                                                                                                                                                                                                     LOAN APPLICATION

 

LOANS

RATE*APR1TERMMAX. LIMIT
Signature Loans 12.500 12.500 36 months  
Signature Loans 12.500 12.500 42 months  
New Auto/Trucks 2.99 2.99  Up to 72 months 100% A.S.P.***
Demonstrators Vehicles (up to 36,000miles) 2.99 2.99 Up to 72 months 90% A.S.P.
Used Auto/Trucks 2012-2013-2014 4.50 4.50 72 months NADA Loan
Used Auto/Trucks 2009 -2010-2011 4.50 4.50 60 months NADA Loan
Older Used Auto/Misc. 6.50 6.50 36-48 months NADA Loan
                2008 6.50 6.50 60 months NADA Loan
                2007 and Older  6.50 6.50 36-42 months NADA Loan
New Travel Trailers 5.50 5.50 54-72 months 95% A.S.P.
Used Travel Trailers 6.00 6.0024-60 months 85% Appr Val
Miscellaneous 7.25 7.25

Varies

80% A.S.P.
New Chain saws, Gererators, Welding Machines 6.25 6.25Varies 100% A.S.P***
Used Chain saws,Generators, Welding Machines 6.25 6.25Varies 95% Appr. Val.
New Boats, Motors & Trailers (up to $5,000) 3.75 3.7536-42 months 90% A.S.P.
New Boats, Motors, & Trailers ($5,000-$10,000) 3.75 3.7548-54 months 90% A.S.P.
New Boats, Motors, & Trailers  ($10,000 -$24,999) 3.75 3.7560 months 90% A.S.P.
New Boats, Motor, & Trailers ($25,000.00& Up) 3.75 3.7572 months 90% A.S.P.
Used Boats, Motors, & Trailers (Up to $5,000)  4.75 4.7524-36 months 80% Appr Val
Used Boats, Motors, & Trailers (Over $5,000.00) 4.75 4.7542 months 80% Appr Val
New Household Appliances 7.00 7.0036 months 90% A.S.P.
New Lawn Mowers (up to $5,000) 5.50 5.5036-42 months 90% A.S.P.
Used Lawn Mowers 6.00 6.00 36 months 80% Appr Val
New Tractor & Commercial Mower ($5,000.00 and up) 4.75 4.75 36-48 months 100% A.S.P.
New Tractor & Commercial Mower(over $10,000) 4.75 4.75 60 months 100% A.S.P.
Used Tractors 5.50 5.5036-42 months

95% Appr Val

Four Wheelers/Hunting Buggies (New) 5.50 5.5024-42 months 90% A.S.P.
Four Wheelers/Hunting Buggies (Used) 5.50 5.5024-42 months 90% Appr Val
New Motorcycles 3.99 3.9936-60 months90% A.S.P***
Used Motorcycles 5.50 5.50 54 months 80% Appr Val
Shares/CD Secured 3% over acct rate **

Varies

100% Amount in Account

 

Go To Loan Application | Go To Calculators

 

1APR = Annual Percentage Rate

  ASP=Actual Selling Price

   Appr Val=Appraised Value

 **Share/CD Secured 3% over Account rate

***Not to Exceed MSRP
 

Signature Loans: Maximum amount based on the length of membership at the credit union.

Please Contact Us at the credit union for more details.

Collateral Loans Fees UCC1 $22.00 and Title App Fees $17.00 Effective March 1, 2013