Alabama River Credit Union


"Not for Profit, Not for Charity, But for Service."


Alabama River Credit Union was organized in November 1979 to serve the employees of Perdue Hill, Alabama.


Alabama River Credit Union continues to look for opportunities to grow and to add additional services that will benefit both our members and the credit union.

  • Our Credit Union is a cooperative organization owned and operated by the members.

  • Money saved in the Credit Union goes to work as loans to help fellow members buy a car, improve a home, take a vacation or for any of a thousand reasons.

  • It's easy to save at the Credit Union. Ask about how we can help you save!

  • No one can borrow until someone saves and that is why the Credit Union needs your active membership. The more you save, the more we can help our members with loans. Rates are reasonable and competitive.

  • The Credit Union is a member of the National Credit Union Administration, an agency of the U.S. Government; which federally insures your savings to at least $250,000.00.

Discover the difference of credit union service! When you join Alabama River Credit Union, you are not considered a customer. You're a member who is an owner of a not-for-profit cooperative. Since there are no outside stockholders or investors, all the credit unions earnings are returned to you, our member/owner in the form of lower loan rates, higher dividend rates on your deposits, and lower service charges. This credit union is federally insured by the National Credit Union Administration.


We are here to serve YOU!   


CREDIT UNION Staff  (Dial 251-575-2921)

Sharon Downing


Ext 20

Faye Mason

Assistant Manager

Ext 21

Danielle Childs

Head Teller

Ext 25

Jennifer Self


Ext 26

Kristen Farrow


Ext 27

BOARD OF Directors

Johnny House


Michael Hornady

Vice President

Johnny McLelland


Greg Baggett


Steve Drew


Vic Sawyer


Anthony Thomas


Supervisory Committee

Mark Hendrix


John G (Fritz) Bates


Linda Linam


Loan Committee

Dub Young


Mike Norris


Shannon McKenzie